My Speak

Referral Payout Terms | My Speak

These terms apply when you submit a manual referral payout request.

Effective version 2026-09-02

1. Manual Requests Only

Referral payouts are requested through My Speak and reviewed manually. My Speak does not initiate automatic Stripe Connect, PayPal, bank, or other provider transfers through this feature.

2. Request Eligibility

You may request only available referral earnings that meet the displayed minimum. You cannot request more than your available balance or hold overlapping active payout requests. A request remains reserved while it is awaiting review.

3. Review and Payment

A request may be placed under review, paid, rejected, or cancelled. When a payment is manually completed, My Speak records the external payment date and reference for the request. Approval does not promise a payment method, timing, or availability in every location. My Speak may require reasonable identity, eligibility, or tax information when legally required before payment.

4. Reversals and Fraud

A completed payout may be marked reversed when required by a payment reversal, fraud review, or correction. Refunds and disputes connected to a referred payment can create later negative adjustments that offset future referral earnings.

5. Your Responsibilities

Use accurate account information and follow instructions My Speak provides for a manual payment. You are responsible for any tax, reporting, or payment-account obligations that apply to you. My Speak does not initiate automatic referral payouts.

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